Mortgage & Interest Rates

Mortgage rate surge pushes inventory higher, demand lower

U.S. inventory rose and demand fell year-over-year, signaling weakening consumer demand and potential retail pressure.

Calculated Risk

Options traders bet big on mortgage lender after election

CNBC

Mortgage demand remains depressed even as rates fall below 7%

Mortgage demand remains depressed even as rates fall, suggesting 7% is a psychological barrier for home purchases.

Wolf Street · Calculated Risk

Mortgage rates fall for third week as homebuyers retreat

U.S. mortgage rates fall for a third consecutive week as homebuyers continue to exit the market.

CNBC

Rental prices appear to have hit bottom

Asking rents have likely reached their low point, signaling a potential inflection in the rental market.

Calculated Risk

GSE mortgage holdings grew in September as rate risk remained high

Fannie Mae and Freddie Mac increased mortgage-backed securities holdings in September as interest-rate risk remains elevated.

Calculated Risk

Mortgage rates drop again as borrowers shift toward riskier options

Mortgage rates fell for a second consecutive week as borrowers shift toward riskier loan products to offset higher costs.

CNBC

Elevated borrowing costs likely to persist, economists say

Mortgage rates have settled above 7%, reflecting structural shifts in bond markets and Federal Reserve policy.

CNBC

Trump moves to cut mortgage insurance and refinance expenses for homebuyers

A presidential directive seeks to reduce borrowing costs for those obtaining or refinancing mortgages.

CNBC

Mortgage rates hover near 7.3% as home affordability worsens and prices fall regionally

Mortgage rates stay above 7%, depressing home prices in some U.S. markets.

The New York Times

Mortgage rates decline after two months of increases; buyer interest weakens

Borrowing costs fell, yet housing demand continued sliding as potential buyers struggle to enter the market.

CNBC

Fannie Mae significantly increases its 2027 mortgage rate projection

Fannie Mae raises its 2027 mortgage rate forecast, signaling expectations for higher borrowing costs in the housing market.

CNBC

Mortgage rates hit three-year peak, dampening home purchase demand

Mortgage rates hit a three-year high, dampening housing market activity and buyer demand.

The New York Times

Analyst reassesses Home Depot positioning as rate environment shifts

CNBC publishes analyst commentary on Home Depot stock positioning.

CNBC

Long-term home loan rates climb to 6% amid bond market turbulence

Mortgage costs surge as financial institutions raise pricing due to volatile bond markets and anticipated central bank rate increases.

The Guardian · MarketWatch

Mortgage rates climb to six percent, reaching highest level since 2021

Five-year fixed-rate mortgages have risen to 6%, their peak in three years, as lending costs increase.

BBC News

Surging borrowing costs push homebuyers toward variable-rate loans

Mortgage rates reach highest level since 2023, prompting buyers to consider adjustable-rate mortgages.

The New York Times

Mortgage rates climb for sixth week straight, cooling refinancing and buying

Mortgage rates rise for sixth consecutive week, dampening refinance and home purchase activity.

CNBC

UK mortgage approvals sink to lowest level in nearly three years

UK mortgage demand falls to 32-month low amid rising borrowing costs tied to Iran tensions.

The Guardian

Homeowners weigh savings versus extra payments as borrowing costs climb

BBC News examines mortgage strategy decisions for consumers facing potential interest rate increases.

BBC News

Mortgage borrowing costs climb above 7% amid housing slowdown

Home loan rates have jumped beyond the 7% threshold, weighing on buyer demand as geopolitical tensions drive yields higher.

The New York Times · NPR